IPTU pode aumentar com a reforma tributária

26/08/2023 Luciano Terry NOTICIAS 0

oque é um cartão de crédito?

neste poste vamos saber mais sobre CARTÃO DE CRÉDITO

e como conseguir um cartão de crédito internacional, Cartão de crédito é um meio de pagamento eletrônico.É tipo um cartão de plástico más que pode conter ou não um chip e na maioria das vezes apresenta na frente o nome do portador do cartão ou o número do cartão e data de validade,já no verso, um campo para assinatura do cliente ou já assinado digitalmente e o número de segurança (CVV2) e a tarja magnética (geralmente preta ou prata).Sendo a maioria de cartões de crédito possui forma e tamanho padronizados para se adequar, como especificado pelo padrão do ISO 7810.O cartão de crédito foi criado com intuito de facilitar as compras em empresas e reduzir a grande quantidade de dinheiro “vivo” em movimento, o mesmo caiu rapidamente no gosto dos brasileiros.O cartão de crédito por sua vez poderá ser usado como meio de pagamento para comprar várias coisas, sendo ele um bem ou até mesmo contratar um serviço.O titular do cartão poderá recebe mensalmente no endereço indicado as suas faturas para pagamento e ainda pode escolher se opta por pagar o total cobrado ou somente o mínimo ou algum valor que seja acima do mínimo,deixando o pagamento do restante da fatura para o mês seguinte mediante cobrança de juros.Todo cartão de crédito possui um limite de compras que é definido pelo banco emissor do cartão.As compras já efetuadas reduzem o limite disponível até que,quando o saldo fica negativo, novas compras são negadas.O pagamento da fatura faz assim a liberação o limite do CARTÃO DE CRÉDITO para ser utilizado novamente.

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A reforma tributária visa simplificar o sistema tributário e criar um ambiente mais propício aos negócios, substituindo cinco tributos pelo Imposto sobre Valor Agregado (IVA) de natureza dual e pelo Imposto Seletivo, entre outras mudanças de importância.

Todavia, é importante destacar que a reforma tributária não se trata de uma redução de impostos, mas sim de uma busca por maior eficácia e simplificação. Portanto, é possível que algumas áreas sejam impactadas por um aumento nos encargos tributários. 

Entre os assuntos que mais causam apreensão na população, destaca-se o Imposto Predial e Territorial Urbano (IPTU), visto que a reforma propõe modificações nesse tributo.

Isso porque, a reforma deve atender ao pleito da Confederação Nacional dos Municípios (CNM), permitindo que as administrações municipais atualizem a base de cálculo do IPTU, seguindo critérios gerais estipulados nas leis locais. 

“Isso conferiria às prefeituras uma maior autonomia para estabelecer o valor do imposto, o que gera dúvidas e inquietações quanto à metodologia para a fixação do IPTU”, esclarece o diretor tributário da Confirp Contabilidade, Welinton Mota.

Novo cálculo do IPTU

O diretor explica que, atualmente, o cálculo do IPTU se baseia em legislação municipal específica, levando em consideração o valor venal do imóvel e outras regulamentações que determinam os critérios de avaliação. 

Com a proposta de conceder ao executivo municipal a prerrogativa de determinar o valor, surge uma controvérsia sobre qual parâmetro deveria prevalecer: o valor de mercado ou o valor venal, que geralmente é menor.

Segundo o especialista, a discussão também se estende a outros impostos, como o Imposto sobre a Transmissão de Bens Imóveis (ITBI), que também é vinculado ao valor venal do imóvel e a possibilidade de atualizar esse valor por meio de decreto adiciona ainda mais complexidade à questão.

“É vital que as mudanças propostas sejam minuciosamente avaliadas, considerando seus impactos nas finanças dos cidadãos e das empresas. A atualização da base de cálculo do IPTU pode resultar em aumentos substanciais para os contribuintes, o que pode gerar descontentamento e dificuldades para aqueles já enfrentando desafios financeiros”, complementa Mota.

Oportunidades da reforma tributária

Por outro lado, a reforma tributária também traz oportunidades para as empresas, visto que almeja simplificar as obrigações tributárias, fomentar investimentos e o consumo, e promover uma distribuição mais equitativa da arrecadação entre as unidades federativas. Uma vez implementada, a reforma poderá estabelecer um ambiente empresarial mais estável e previsível, estimulando o crescimento econômico e a criação de empregos.

No entanto, é crucial ressaltar que o caminho para a implantação de uma reforma tributária eficaz é extenso e requer um amplo debate envolvendo legisladores, sociedade civil, setores empresariais e especialistas. É imperativo encontrar um equilíbrio entre a simplificação tributária e a manutenção de uma carga tributária justa e sustentável para todos os interessados.

“É essencial que o projeto da reforma tributária seja minuciosamente debatido e analisado pelos legisladores, além de demandar transparência e participação da sociedade durante todo o processo. Somente assim será possível conceber soluções benéficas para o país como um todo, garantindo uma economia mais robusta e uma sociedade mais equitativa”, conclui.

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a=this;!1===a.options.infinite?1===a.direction?(a.currentSlide+1===a.slideCount-1&&(a.direction=0),a.slideHandler(a.currentSlide+a.options.slidesToScroll)):(a.currentSlide-1==0&&(a.direction=1),a.slideHandler(a.currentSlide-a.options.slidesToScroll)):a.slideHandler(a.currentSlide+a.options.slidesToScroll),b.prototype.buildArrows=function()var b=this;!0===b.options.arrows&&(b.$prevArrow=a(b.options.prevArrow).addClass("slick-arrow"),b.$nextArrow=a(b.options.nextArrow).addClass("slick-arrow"),b.slideCount>b.options.slidesToShow?(b.$prevArrow.removeClass("slick-hidden").removeAttr("aria-hidden tabindex"),b.$nextArrow.removeClass("slick-hidden").removeAttr("aria-hidden tabindex"),b.htmlExpr.test(b.options.prevArrow)&&b.$prevArrow.prependTo(b.options.appendArrows),b.htmlExpr.test(b.options.nextArrow)&&b.$nextArrow.appendTo(b.options.appendArrows),!0!==b.options.infinite&&b.$prevArrow.addClass("slick-disabled").attr("aria-disabled","true")):b.$prevArrow.add(b.$nextArrow).addClass("slick-hidden").attr("aria-disabled":"true",tabindex:"-1")),b.prototype.buildDots=function()var c,d,b=this;if(!0===b.options.dots&&b.slideCount>b.options.slidesToShow)for(d='

    ',c=0;c<=b.getDotCount();c+=1)d+="
  • "+b.options.customPaging.call(this,b,c)+"

    • ";d+="

",b.$dots=a(d).appendTo(b.options.appendDots),b.$dots.find("li").first().addClass("slick-active").attr("aria-hidden","false"),b.prototype.buildOut=function()var b=this;b.$slides=b.$slider.children(b.options.slide+":not(.slick-cloned)").addClass("slick-slide"),b.slideCount=b.$slides.length,b.$slides.each(function(b,c)"")),b.$slider.addClass("slick-slider"),b.$slideTrack=0===b.slideCount?a('

').appendTo(b.$slider):b.$slides.wrapAll('

').parent(),b.$list=b.$slideTrack.wrap('

').parent(),b.$slideTrack.css("opacity",0),!0!==b.options.centerMode&&!0!==b.options.swipeToSlide,b.prototype.buildRows=function(){var b,c,d,e,f,g,h,a=this;if(e=document.createDocumentFragment(),g=a.$slider.children(),a.options.rows>1)for(h=a.options.slidesPerRow*a.options.rows,f=Math.ceil(g.length/h),b=0;bc[c.length-1])a=c[c.length-1];else for(var e in c)if(ab.options.slidesToShow&&(b.$prevArrow&&b.$prevArrow.off("click.slick",b.changeSlide),b.$nextArrow&&b.$nextArrow.off("click.slick",b.changeSlide)),b.$list.off("touchstart.slick mousedown.slick",b.swipeHandler),b.$list.off("touchmove.slick mousemove.slick",b.swipeHandler),b.$list.off("touchend.slick mouseup.slick",b.swipeHandler),b.$list.off("touchcancel.slick mouseleave.slick",b.swipeHandler),b.$list.off("click.slick",b.clickHandler),a(document).off(b.visibilityChange,b.visibility),b.$list.off("mouseenter.slick",a.proxy(b.setPaused,b,!0)),b.$list.off("mouseleave.slick",a.proxy(b.setPaused,b,!1)),!0===b.options.accessibility&&b.$list.off("keydown.slick",b.keyHandler),!0===b.options.focusOnSelect&&a(b.$slideTrack).children().off("click.slick",b.selectHandler),a(window).off("orientationchange.slick.slick-"+b.instanceUid,b.orientationChange),a(window).off("resize.slick.slick-"+b.instanceUid,b.resize),a("[draggable!=true]",b.$slideTrack).off("dragstart",b.preventDefault),a(window).off("load.slick.slick-"+b.instanceUid,b.setPosition),a(document).off("ready.slick.slick-"+b.instanceUid,b.setPosition),b.prototype.cleanUpRows=function()var b,a=this;a.options.rows>1&&(b=a.$slides.children().children(),b.removeAttr("style"),a.$slider.html(b)),b.prototype.clickHandler=function(a)!1===this.shouldClick&&(a.stopImmediatePropagation(),a.stopPropagation(),a.preventDefault()),b.prototype.destroy=function(b),b.prototype.disableTransition=function(a)var b=this,c=;c[b.transitionType]="",!1===b.options.fade?b.$slideTrack.css(c):b.$slides.eq(a).css(c),b.prototype.fadeSlide=function(a,b)var c=this;!1===c.cssTransitions?(c.$slides.eq(a).css(zIndex:c.options.zIndex),c.$slides.eq(a).animate(opacity:1,c.options.speed,c.options.easing,b)):(c.applyTransition(a),c.$slides.eq(a).css(opacity:1,zIndex:c.options.zIndex),b&&setTimeout(function()c.disableTransition(a),b.call(),c.options.speed)),b.prototype.fadeSlideOut=function(a)var b=this;!1===b.cssTransitions?b.$slides.eq(a).animate(opacity:0,zIndex:b.options.zIndex-2,b.options.speed,b.options.easing):(b.applyTransition(a),b.$slides.eq(a).css(opacity:0,zIndex:b.options.zIndex-2)),b.prototype.filterSlides=b.prototype.slickFilter=function(a)var b=this;null!==a&&(b.$slidesCache=b.$slides,b.unload(),b.$slideTrack.children(this.options.slide).detach(),b.$slidesCache.filter(a).appendTo(b.$slideTrack),b.reinit()),b.prototype.getCurrent=b.prototype.slickCurrentSlide=function()return this.currentSlide,b.prototype.getDotCount=function()var a=this,b=0,c=0,d=0;if(!0===a.options.infinite)for(;b-1*b.swipeLeft)return d=f,!1),Math.abs(a(d).attr("data-slick-index")-b.currentSlide),b.prototype.goTo=b.prototype.slickGoTo=function(a,b)this.changeSlide(data:message:"index",index:parseInt(a),b),b.prototype.init=function(b),b.prototype.initArrowEvents=function()var a=this;!0===a.options.arrows&&a.slideCount>a.options.slidesToShow&&(a.$prevArrow.on("click.slick",message:"previous",a.changeSlide),a.$nextArrow.on("click.slick",message:"next",a.changeSlide)),b.prototype.initDotEvents=function()var b=this;!0===b.options.dots&&b.slideCount>b.options.slidesToShow&&a("li",b.$dots).on("click.slick",message:"index",b.changeSlide),!0===b.options.dots&&!0===b.options.pauseOnDotsHover&&!0===b.options.autoplay&&a("li",b.$dots).on("mouseenter.slick",a.proxy(b.setPaused,b,!0)).on("mouseleave.slick",a.proxy(b.setPaused,b,!1)),b.prototype.initializeEvents=function()var b=this;b.initArrowEvents(),b.initDotEvents(),b.$list.on("touchstart.slick mousedown.slick",action:"start",b.swipeHandler),b.$list.on("touchmove.slick mousemove.slick",action:"move",b.swipeHandler),b.$list.on("touchend.slick mouseup.slick",action:"end",b.swipeHandler),b.$list.on("touchcancel.slick mouseleave.slick",action:"end",b.swipeHandler),b.$list.on("click.slick",b.clickHandler),a(document).on(b.visibilityChange,a.proxy(b.visibility,b)),b.$list.on("mouseenter.slick",a.proxy(b.setPaused,b,!0)),b.$list.on("mouseleave.slick",a.proxy(b.setPaused,b,!1)),!0===b.options.accessibility&&b.$list.on("keydown.slick",b.keyHandler),!0===b.options.focusOnSelect&&a(b.$slideTrack).children().on("click.slick",b.selectHandler),a(window).on("orientationchange.slick.slick-"+b.instanceUid,a.proxy(b.orientationChange,b)),a(window).on("resize.slick.slick-"+b.instanceUid,a.proxy(b.resize,b)),a("[draggable!=true]",b.$slideTrack).on("dragstart",b.preventDefault),a(window).on("load.slick.slick-"+b.instanceUid,b.setPosition),a(document).on("ready.slick.slick-"+b.instanceUid,b.setPosition),b.prototype.initUI=function()var a=this;!0===a.options.arrows&&a.slideCount>a.options.slidesToShow&&(a.$prevArrow.show(),a.$nextArrow.show()),!0===a.options.dots&&a.slideCount>a.options.slidesToShow&&a.$dots.show(),!0===a.options.autoplay&&a.autoPlay(),b.prototype.keyHandler=function(a)SELECT"),b.prototype.lazyLoad=function(){function g(b){a("img[data-lazy]",b).each(function()var b=a(this),c=a(this).attr("data-lazy"),d=document.createElement("img");d.onload=function()b.animate(opacity:0,100,function()b.attr("src",c).animate(opacity:1,200,function()b.removeAttr("data-lazy").removeClass("slick-loading"))),d.src=c)}var c,d,e,f,b=this;!0===b.options.centerMode?!0===b.options.infinite?(e=b.currentSlide+(b.options.slidesToShow/2+1),f=e+b.options.slidesToShow+2):(e=Math.max(0,b.currentSlide-(b.options.slidesToShow/2+1)),f=b.options.slidesToShow/2+1+2+b.currentSlide):(e=b.options.infinite?b.options.slidesToShow+b.currentSlide:b.currentSlide,f=e+b.options.slidesToShow,!0===b.options.fade&&(e>0&&e--,f<=b.slideCount&&f++)),c=b.$slider.find(".slick-slide").slice(e,f),g(c),b.slideCount<=b.options.slidesToShow?(d=b.$slider.find(".slick-slide"),g(d)):b.currentSlide>=b.slideCount-b.options.slidesToShow?(d=b.$slider.find(".slick-cloned").slice(0,b.options.slidesToShow),g(d)):0===b.currentSlide&&(d=b.$slider.find(".slick-cloned").slice(-1*b.options.slidesToShow),g(d))},b.prototype.loadSlider=function()var a=this;a.setPosition(),a.$slideTrack.css(opacity:1),a.$slider.removeClass("slick-loading"),a.initUI(),"progressive"===a.options.lazyLoad&&a.progressiveLazyLoad(),b.prototype.next=b.prototype.slickNext=function()this.changeSlide(data:message:"next"),b.prototype.orientationChange=function()var a=this;a.checkResponsive(),a.setPosition(),b.prototype.pause=b.prototype.slickPause=function()var a=this;a.autoPlayClear(),a.paused=!0,b.prototype.play=b.prototype.slickPlay=function()var a=this;a.paused=!1,a.autoPlay(),b.prototype.postSlide=function(a)var b=this;b.$slider.trigger("afterChange",[b,a]),b.animating=!1,b.setPosition(),b.swipeLeft=null,!0===b.options.autoplay&&!1===b.paused&&b.autoPlay(),!0===b.options.accessibility&&b.initADA(),b.prototype.prev=b.prototype.slickPrev=function()this.changeSlide(data:message:"previous"),b.prototype.preventDefault=function(a)a.preventDefault(),b.prototype.progressiveLazyLoad=function()var c,d,b=this;(c=a("img[data-lazy]",b.$slider).length)>0&&(d=a("img[data-lazy]",b.$slider).first(),d.attr("src",null),d.attr("src",d.attr("data-lazy")).removeClass("slick-loading").load(function()d.removeAttr("data-lazy"),b.progressiveLazyLoad(),!0===b.options.adaptiveHeight&&b.setPosition()).error(function()d.removeAttr("data-lazy"),b.progressiveLazyLoad())),b.prototype.refresh=function(b)c.changeSlide(data:message:"index",index:d,!1),b.prototype.registerBreakpoints=function()var c,d,e,b=this,f=b.options.responsive,b.prototype.reinit=function()var b=this;b.$slides=b.$slideTrack.children(b.options.slide).addClass("slick-slide"),b.slideCount=b.$slides.length,b.currentSlide>=b.slideCount&&0!==b.currentSlide&&(b.currentSlide=b.currentSlide-b.options.slidesToScroll),b.slideCount<=b.options.slidesToShow&&(b.currentSlide=0),b.registerBreakpoints(),b.setProps(),b.setupInfinite(),b.buildArrows(),b.updateArrows(),b.initArrowEvents(),b.buildDots(),b.updateDots(),b.initDotEvents(),b.checkResponsive(!1,!0),!0===b.options.focusOnSelect&&a(b.$slideTrack).children().on("click.slick",b.selectHandler),b.setSlideClasses(0),b.setPosition(),b.$slider.trigger("reInit",[b]),!0===b.options.autoplay&&b.focusHandler(),b.prototype.resize=function()var b=this;a(window).width()!==b.windowWidth&&(clearTimeout(b.windowDelay),b.windowDelay=window.setTimeout(function()b.setPosition(),50)),b.prototype.removeSlide=b.prototype.slickRemove=function(a,b,c),b.prototype.setCSS=function(a)var d,e,b=this,c=;!0===b.options.rtl&&(a=-a),d="left"==b.positionProp?Math.ceil(a)+"px":"0px",e="top"==b.positionProp?Math.ceil(a)+"px":"0px",c[b.positionProp]=a,!1===b.transformsEnabled?b.$slideTrack.css(c):(c=,!1===b.cssTransitions?(c[b.animType]="translate("+d+", "+e+")",b.$slideTrack.css(c)):(c[b.animType]="translate3d("+d+", "+e+", 0px)",b.$slideTrack.css(c))),b.prototype.setDimensions=function()var a=this;!1===a.options.vertical?!0===a.options.centerMode&&a.$list.css(padding:"0px "+a.options.centerPadding):(a.$list.height(a.$slides.first().outerHeight(!0)*a.options.slidesToShow),!0===a.options.centerMode&&a.$list.css(padding:a.options.centerPadding+" 0px")),a.listWidth=a.$list.width(),a.listHeight=a.$list.height(),!1===a.options.vertical&&!1===a.options.variableWidth?(a.slideWidth=Math.ceil(a.listWidth/a.options.slidesToShow),a.$slideTrack.width(Math.ceil(a.slideWidth*a.$slideTrack.children(".slick-slide").length))):!0===a.options.variableWidth?a.$slideTrack.width(5e3*a.slideCount):(a.slideWidth=Math.ceil(a.listWidth),a.$slideTrack.height(Math.ceil(a.$slides.first().outerHeight(!0)*a.$slideTrack.children(".slick-slide").length)));var b=a.$slides.first().outerWidth(!0)-a.$slides.first().width();!1===a.options.variableWidth&&a.$slideTrack.children(".slick-slide").width(a.slideWidth-b),b.prototype.setFade=function()var c,b=this;b.$slides.each(function(d,e)c=b.slideWidth*d*-1,!0===b.options.rtl?a(e).css(position:"relative",right:c,top:0,zIndex:b.options.zIndex-2,opacity:0):a(e).css(position:"relative",left:c,top:0,zIndex:b.options.zIndex-2,opacity:0)),b.$slides.eq(b.currentSlide).css(zIndex:b.options.zIndex-1,opacity:1),b.prototype.setHeight=function()var a=this;if(1===a.options.slidesToShow&&!0===a.options.adaptiveHeight&&!1===a.options.vertical)var b=a.$slides.eq(a.currentSlide).outerHeight(!0);a.$list.css("height",b),b.prototype.setOption=b.prototype.slickSetOption=function(b,c,d)var f,g,e=this;if("responsive"===b&&"array"===a.type(c))for(g in c)if("array"!==a.type(e.options.responsive))e.options.responsive=[c[g]];elsefor(f=e.options.responsive.length-1;f>=0;)e.options.responsive[f].breakpoint===c[g].breakpoint&&e.options.responsive.splice(f,1),f--;e.options.responsive.push(c[g])else e.options[b]=c;!0===d&&(e.unload(),e.reinit()),b.prototype.setPosition=function()var a=this;a.setDimensions(),a.setHeight(),!1===a.options.fade?a.setCSS(a.getLeft(a.currentSlide)):a.setFade(),a.$slider.trigger("setPosition",[a]),b.prototype.setProps=function(),b.prototype.setSlideClasses=function(a)var c,d,e,f,b=this;d=b.$slider.find(".slick-slide").removeClass("slick-active slick-center slick-current").attr("aria-hidden","true"),b.$slides.eq(a).addClass("slick-current"),!0===b.options.centerMode?(c=Math.floor(b.options.slidesToShow/2),!0===b.options.infinite&&(a>=c&&a<=b.slideCount-1-c?b.$slides.slice(a-c,a+c+1).addClass("slick-active").attr("aria-hidden","false"):(e=b.options.slidesToShow+a,d.slice(e-c+1,e+c+2).addClass("slick-active").attr("aria-hidden","false")),0===a?d.eq(d.length-1-b.options.slidesToShow).addClass("slick-center"):a===b.slideCount-1&&d.eq(b.options.slidesToShow).addClass("slick-center")),b.$slides.eq(a).addClass("slick-center")):a>=0&&a<=b.slideCount-b.options.slidesToShow?b.$slides.slice(a,a+b.options.slidesToShow).addClass("slick-active").attr("aria-hidden","false"):d.length<=b.options.slidesToShow?d.addClass("slick-active").attr("aria-hidden","false"):(f=b.slideCount%b.options.slidesToShow,e=!0===b.options.infinite?b.options.slidesToShow+a:a,b.options.slidesToShow==b.options.slidesToScroll&&b.slideCount-ab.options.slidesToShow))for(e=!0===b.options.centerMode?b.options.slidesToShow+1:b.options.slidesToShow,c=b.slideCount;c>b.slideCount-e;c-=1)d=c-1,a(b.$slides[d]).clone(!0).attr("id","").attr("data-slick-index",d-b.slideCount).prependTo(b.$slideTrack).addClass("slick-cloned");for(c=0;ca.options.slidesToShow&&(a.$prevArrow.hide(),a.$nextArrow.hide()),!0===a.options.dots&&a.slideCount>a.options.slidesToShow&&a.$dots.hide(),a.$slider.addClass("slick-loading"),b.prototype.swipeDirection=function()var a,b,c,d,e=this;return a=e.touchObject.startX-e.touchObject.curX,b=e.touchObject.startY-e.touchObject.curY,c=Math.atan2(b,a),d=Math.round(180*c/Math.PI),d<0&&(d=360-Math.abs(d)),d<=45&&d>=0?!1===e.options.rtl?"left":"right":d<=360&&d>=315?!1===e.options.rtl?"left":"right":d>=135&&d<=225?!1===e.options.rtl?"right":"left":!0===e.options.verticalSwiping?d>=35&&d<=135?"left":"right":"vertical",b.prototype.swipeEnd=function(a)var c,b=this;if(b.dragging=!1,b.shouldClick=!(b.touchObject.swipeLength>10),void 0===b.touchObject.curX)return!1;if(!0===b.touchObject.edgeHit&&b.$slider.trigger("edge",[b,b.swipeDirection()]),b.touchObject.swipeLength>=b.touchObject.minSwipe)switch(b.swipeDirection())case"left":c=b.options.swipeToSlide?b.checkNavigable(b.currentSlide+b.getSlideCount()):b.currentSlide+b.getSlideCount(),b.slideHandler(c),b.currentDirection=0,b.touchObject=,b.$slider.trigger("swipe",[b,"left"]);break;case"right":c=b.options.swipeToSlide?b.checkNavigable(b.currentSlide-b.getSlideCount()):b.currentSlide-b.getSlideCount(),b.slideHandler(c),b.currentDirection=1,b.touchObject=,b.$slider.trigger("swipe",[b,"right"])else b.touchObject.startX!==b.touchObject.curX&&(b.slideHandler(b.currentSlide),b.touchObject=),b.prototype.swipeHandler=function(a),b.prototype.swipeMove=function(a)var d,e,f,g,h,b=this;return h=void 0!==a.originalEvent?a.originalEvent.touches:null,!(!b.dragging,b.prototype.swipeStart=function(a)b.slideCount<=b.options.slidesToShow)return b.touchObject=,!1;void 0!==a.originalEvent&&void 0!==a.originalEvent.touches&&(c=a.originalEvent.touches[0]),b.touchObject.startX=b.touchObject.curX=void 0!==c?c.pageX:a.clientX,b.touchObject.startY=b.touchObject.curY=void 0!==c?c.pageY:a.clientY,b.dragging=!0,b.prototype.unfilterSlides=b.prototype.slickUnfilter=function()var a=this;null!==a.$slidesCache&&(a.unload(),a.$slideTrack.children(this.options.slide).detach(),a.$slidesCache.appendTo(a.$slideTrack),a.reinit()),b.prototype.unload=function()var b=this;a(".slick-cloned",b.$slider).remove(),b.$dots&&b.$dots.remove(),b.$prevArrow&&b.htmlExpr.test(b.options.prevArrow)&&b.$prevArrow.remove(),b.$nextArrow&&b.htmlExpr.test(b.options.nextArrow)&&b.$nextArrow.remove(),b.$slides.removeClass("slick-slide slick-active slick-visible slick-current").attr("aria-hidden","true").css("width",""),b.prototype.unslick=function(a)var b=this;b.$slider.trigger("unslick",[b,a]),b.destroy(),b.prototype.updateArrows=function()var a=this;Math.floor(a.options.slidesToShow/2),!0===a.options.arrows&&a.slideCount>a.options.slidesToShow&&!a.options.infinite&&(a.$prevArrow.removeClass("slick-disabled").attr("aria-disabled","false"),a.$nextArrow.removeClass("slick-disabled").attr("aria-disabled","false"),0===a.currentSlide?(a.$prevArrow.addClass("slick-disabled").attr("aria-disabled","true"),a.$nextArrow.removeClass("slick-disabled").attr("aria-disabled","false")):a.currentSlide>=a.slideCount-a.options.slidesToShow&&!1===a.options.centerMode?(a.$nextArrow.addClass("slick-disabled").attr("aria-disabled","true"),a.$prevArrow.removeClass("slick-disabled").attr("aria-disabled","false")):a.currentSlide>=a.slideCount-1&&!0===a.options.centerMode&&(a.$nextArrow.addClass("slick-disabled").attr("aria-disabled","true"),a.$prevArrow.removeClass("slick-disabled").attr("aria-disabled","false"))),b.prototype.updateDots=function()var 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e=this;return-1!==e.height.toString().indexOf("%"),{key:"setResponsiveMode",value:function()a.default.body.clientWidth,u=r.default.innerHeight},{key:"setFillMode",value:function()(n.style.height=e.media.offsetHeight+"px"),o=getComputedStyle(n);var i=parseFloat(o.width),s=parseFloat(o.height);e.setDimensions("100%","100%");var l=e.getElement(e.container).querySelector("."+e.options.classPrefix+"poster>img");l&&(l.style.display="");for(var d=e.getElement(e.container).querySelectorAll("object, embed, iframe, video"),u=e.height,f=e.width,p=i,m=u*i/f,v=f*s/u,g=s,y=v>i==!1,E=y?Math.floor(p):Math.floor(v),b=y?Math.floor(m):Math.floor(g),S=y?i+"px":E+"px",x=y?b+"px":s+"px",w=0,P=d.length;w-1?e:parseFloat(e)+"px",t=(0,f.isString)(t)&&t.indexOf("%")>-1?t:parseFloat(t)+"px",n.getElement(n.container).style.width=e,n.getElement(n.container).style.height=t;for(var o=n.getElement(n.layers).children,i=0,r=o.length;i-1&&!a.default.getElementById(e.media.id+"-iframe-overlay"))var t=a.default.createElement("div"),n=a.default.getElementById(e.media.id+"_"+e.media.rendererName);t.id=e.media.id+"-iframe-overlay",t.className=e.options.classPrefix+"iframe-overlay",t.addEventListener("click",function(t)e.options.clickToPlayPause&&(e.paused?e.play():e.pause(),t.preventDefault(),t.stopPropagation())),n.parentNode.insertBefore(t,n),key:"resetSize",value:function()var e=this;setTimeout(function()e.setPlayerSize(e.width,e.height),e.setControlsSize(),50),key:"setPoster",value:function(e)c.IS_IPHONE&&t.options.iPhoneUseNativeControls,key:"changeSkin",value:function(e)var t=this;t.getElement(t.container).className=t.options.classPrefix+"container "+e,t.setPlayerSize(t.width,t.height),t.setControlsSize(),key:"globalBind",value:function(e,t)var n=this,o=n.node?n.node.ownerDocument:a.default;if((e=(0,f.splitEvents)(e,n.id)).d)for(var i=e.d.split(" "),s=0,l=i.length;simg");(o&&e.node.setAttribute("poster",o.src),delete 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n&&n.length>0)for(var A=0, F=n.length;A-1, create:function(e, t, n){var l=e.originalNode, d=e.id+"_"+t.prefix, u=null, c=null;u=l.cloneNode(!0), t=Object.assign(t, e.options);for(var p=r.default.html5media.properties, m=r.default.html5media.events.concat(["click", "mouseover", "mouseout"]).filter(function(e)return"error"!==e), h=function(t)var n=(0, s.createEvent)(t.type, e);e.dispatchEvent(n), v=function(e){var n=""+e.substring(0, 1).toUpperCase()+e.substring(1);u["get"+n]=function()return null!==c?u[e]:null, u["set"+n]=function(n)if(-1===r.default.html5media.readOnlyProperties.indexOf(e))if("src"===e)if(u[e]="object"===(void 0===n?"undefined":o(n))&&n.src?n.src:n, null!==c)var i=type:"flv";i.url=n, i.cors=t.flv.cors, i.debug=t.flv.debug, i.path=t.flv.path;var a=t.flv.configs;c.destroy();for(var s=0, l=m.length;s0)for(var E=0, b=n.length;E-1, create:function(e, t, n){var l=e.originalNode, d=e.id+"_"+t.prefix, u=l.getAttribute("preload"), c=l.autoplay, p=null, m=null, h=0, v=n.length;m=l.cloneNode(!0), (t=Object.assign(t, e.options)).hls.autoStartLoad=u&&"none"!==u||c;for(var g=r.default.html5media.properties, y=r.default.html5media.events.concat(["click", "mouseover", "mouseout"]).filter(function(e)return"error"!==e), E=function(t)var n=(0, s.createEvent)(t.type, e);e.dispatchEvent(n), b=function(e){var n=""+e.substring(0, 1).toUpperCase()+e.substring(1);m["get"+n]=function()return null!==p?m[e]:null, m["set"+n]=function(n)if(-1===r.default.html5media.readOnlyProperties.indexOf(e))if("src"===e)if(m[e]="object"===(void 0===n?"undefined":o(n))&&n.src?n.src:n, null!==p)p.destroy();for(var i=0, a=y.length;i0)for(;h0;)var e=c.iframeQueue.pop();c.createIframe(e), createIframe:function(e)return new YT.Player(e.containerId, e), getYouTubeId:function(e)var t="";e.indexOf("?")>0?""===(t=c.getYouTubeIdFromParam(e))&&(t=c.getYouTubeIdFromUrl(e)):t=c.getYouTubeIdFromUrl(e);var n=t.substring(t.lastIndexOf("/")+1);return(t=n.split("?"))[0], getYouTubeIdFromParam:function(e), getYouTubeIdFromUrl:function(e)if(null==e, getYouTubeNoCookieUrl:function(e), f={name:"youtube_iframe", options:prefix:"youtube_iframe", youtube:autoplay:0, controls:0, disablekb:1, end:0, loop:0, modestbranding:0, playsinline:0, rel:0, showinfo:0, start:0, iv_load_policy:3, nocookie:!1, imageQuality:null, canPlayType:function(e)return~["video/youtube", "video/x-youtube"].indexOf(e.toLowerCase()), create:function(e, t, n){var a=, l=[], d=null, u=!0, f=!1, p=null;a.options=t, a.id=e.id+"_"+t.prefix, a.mediaElement=e;for(var m=r.default.html5media.properties, h=function(t){var n=""+t.substring(0, 1).toUpperCase()+t.substring(1);a["get"+n]=function(){if(null!==d)switch(t)case"currentTime":return d.getCurrentTime();case"duration":return d.getDuration();case"volume":return d.getVolume()/100;case"playbackRate":return d.getPlaybackRate();case"paused":return u;case"ended":return f;case"muted":return d.isMuted();case"buffered":var e=d.getVideoLoadedFraction(), n=d.getDuration();returnstart:function()return 0, end:function()return e*n, length:1;case"src":return d.getVideoUrl();case"readyState":return 4return nullreturn null}, a["set"+n]=function(n)if(null!==d)switch(t)case"src":var o="string"==typeof n?n:n[0].src, i=c.getYouTubeId(o);e.originalNode.autoplay?d.loadVideoById(i):d.cueVideoById(i);break;case"currentTime":d.seekTo(n);break;case"muted":n?d.mute():d.unMute(), setTimeout(function()var t=(0, s.createEvent)("volumechange", a);e.dispatchEvent(t), 50);break;case"volume":n, d.setVolume(100*n), setTimeout(function()var t=(0, s.createEvent)("volumechange", a);e.dispatchEvent(t), 50);break;case"playbackRate":d.setPlaybackRate(n), setTimeout(function()var t=(0, s.createEvent)("ratechange", a);e.dispatchEvent(t), 50);break;case"readyState":var r=(0, s.createEvent)("canplay", a);e.dispatchEvent(r)else l.push(type:"set", propName:t, value:n)}, v=0, g=m.length;v-1&&o?"https://img.youtube.com/vi/"+o+"/"+n+".jpg":"", 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      oque é um cartão de crédito?

      neste poste vamos saber mais sobre CARTÃO DE CRÉDITO

      e como conseguir um cartão de crédito internacional, Cartão de crédito é um meio de pagamento eletrônico.É tipo um cartão de plástico más que pode conter ou não um chip e na maioria das vezes apresenta na frente o nome do portador do cartão ou o número do cartão e data de validade,já no verso, um campo para assinatura do cliente ou já assinado digitalmente e o número de segurança (CVV2) e a tarja magnética (geralmente preta ou prata).Sendo a maioria de cartões de crédito possui forma e tamanho padronizados para se adequar, como especificado pelo padrão do ISO 7810.O cartão de crédito foi criado com intuito de facilitar as compras em empresas e reduzir a grande quantidade de dinheiro “vivo” em movimento, o mesmo caiu rapidamente no gosto dos brasileiros.O cartão de crédito por sua vez poderá ser usado como meio de pagamento para comprar várias coisas, sendo ele um bem ou até mesmo contratar um serviço.O titular do cartão poderá recebe mensalmente no endereço indicado as suas faturas para pagamento e ainda pode escolher se opta por pagar o total cobrado ou somente o mínimo ou algum valor que seja acima do mínimo,deixando o pagamento do restante da fatura para o mês seguinte mediante cobrança de juros.Todo cartão de crédito possui um limite de compras que é definido pelo banco emissor do cartão.As compras já efetuadas reduzem o limite disponível até que,quando o saldo fica negativo, novas compras são negadas.O pagamento da fatura faz assim a liberação o limite do CARTÃO DE CRÉDITO para ser utilizado novamente.


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